Take the time to save money
There is always a good time to sit down and think about your finances, to work out if you could actually be saving a little bit more than you already are. Savings don’t just have to be for a rainy day fund. Instead, you could be looking to a family holiday or to make sure your Christmas presents are extra special this year. So here are some suggestions for you to make sure you aren’t spending unnecessarily when you could be preparing for something big.
The bane of everyone’s life, bills. From electricity to water and everything in between we don’t want to pay them but we have to. Fortunately, there are options out there to help you save. Starting with household bills, consider using comparison websites that are designed to specifically reduce your outgoings. You might think it isn’t worth it, but actually, the savings can be quite significant especially with so many companies competing for your business.
In addition to running the house, you also have the other expenses. The ones we don’t need for heat or health, but we wouldn’t be able to do without. These are your phone, internet and other subscriptions. Once again you should be looking at comparison websites for your internet, but don’t be afraid to give your provider a call if you think you aren’t getting the best deal. Often the customer service representative is under instruction to keep business and will therefore go above and beyond to help you.
When it comes to mobile phones, the cost can be staggering. This is especially true when you have a family that all want their own data and text message options. However, the providers of these plans are starting to get wise to this and as a result fairer prices plans like Xfinity Mobile phones are starting to become more popular.
Make sure any bill you sign up for is done with thorough research. It may seem tiresome, but you’ll be thankful when you’re feet are up on the beach next year.
Our grocery bills are also one of those things that can be significantly affected by having more mouths to feed. The average cost of a weekly food shop for a UK household is up to £89, but it can be reduced by shopping around and once again using the internet to help.
There is a bountiful of websites out there which are offering discount codes and vouchers to use in supermarkets around the country, so make sure you are taking advantage of these options when you are getting out there to shop.
There can sometimes seem to be a social stigma attached to using vouchers, but there shouldn’t be. We should take pride in finding good deals and paying less for our weekly shop when possible.
Once again, don’t think about the stress now of findings these deals. Think about the happy faces at Christmas when your hard-earned savings has helped the family to extra gifts.