London is a fantastic place to live your best life and achieve your career goals. For centuries, the big smoke has been a thriving hub of industry, commerce, science and technology. Not to mention having a plethora of awesome attractions, delectable restaurants, cool cafes, trendy bars and more exquisite parks than you could shake a stick at. Every year, it’s estimated that around 200,000 people move to London from the UK every year. And while they do so with the hopes of finding their fortunes, living a more exciting and fulfilled life and taking their careers to the next level, they all quickly discover one immutable fact…
That London can get pretty darned expensive.
Nonetheless, with a little savvy, discipline and determination, there are ways to cut the costs, no matter whereabouts in London you’re living…
Keep your fridge well stocked
The great thing about living in London (as with any major conurbation) is the easy access it gives you to a treasure trove of different kinds of food. Whatever borough you call home, it’s easier than ever to get delicious hot food from your favourite take aways and restaurants delivered straight to your door. Especially now that services like Just Eat and Deliveroo make it so easy and tempting. Still, relying on this too much can exacerbate the already sizeable costs of London living.
Keeping your fridge well stocked and taking the time to plan and prepare your meals can go a long way towards keeping your costs manageable.
Grow what you can in your garden
While we’re on the subject of food, relying on a mostly (or exclusively) wholefoods, plant-based diet is not only a great way to save money, it can be highly advantageous for your health, our weight and your environmental footprint. What’s more, if you’re lucky enough to have some garden space of your own (or even a window box) you may find that you can save significantly by growing your own organic veggies and fruits. According to Moneywise home-growers save over £250 a year on the cost of fresh produce. These apps will make home growing (and gardening in general) easier and more enjoyable.
Stop paying over the odds for your insurance!
Your home, your car, your gadgets. It all needs to be insured if you’re to protect what’s important to you from the uncertainty of the future. But don’t make the mistake of assuming that your insurer will reward you for your loyalty. In fact, many insurers count on their customers to let their policies roll over so they can crank up the price without penalties. This is especially egregious in the world of car insurance. Don’t leave your finances to chance. Use an insurance broker like one sure insurance to get the best deal on a policy that suits your needs. Don’t make the mistake of assuming that price comparison sites are your only means of getting a great deal.
Never buy a paper ticket when travelling
Finally, one of the many great things about London is it’s awesome transport network. Wherever you need to go, you can get there on the bus, the train or the tube. But don’t make the rookie mistake of buying paper tickets. Ever. Always use an oyster card or contactless app. Not only will it be cheaper, it’s also way more convenient.