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Finance

Finding Deals to Pay Necessary Bills

Take the time to save money

There is always a good time to sit down and think about your finances, to work out if you could actually be saving a little bit more than you already are. Savings don’t just have to be for a rainy day fund. Instead, you could be looking to a family holiday or to make sure your Christmas presents are extra special this year. So here are some suggestions for you to make sure you aren’t spending unnecessarily when you could be preparing for something big.

Bills

The bane of everyone’s life, bills. From electricity to water and everything in between we don’t want to pay them but we have to. Fortunately, there are options out there to help you save. Starting with household bills, consider using comparison websites that are designed to specifically reduce your outgoings. You might think it isn’t worth it, but actually, the savings can be quite significant especially with so many companies competing for your business.

In addition to running the house, you also have the other expenses. The ones we don’t need for heat or health, but we wouldn’t be able to do without. These are your phone, internet and other subscriptions. Once again you should be looking at comparison websites for your internet, but don’t be afraid to give your provider a call if you think you aren’t getting the best deal. Often the customer service representative is under instruction to keep business and will therefore go above and beyond to help you.

Finding Deals to Pay Necessary Bills

When it comes to mobile phones, the cost can be staggering. This is especially true when you have a family that all want their own data and text message options. However, the providers of these plans are starting to get wise to this and as a result fairer prices plans like Xfinity Mobile phones are starting to become more popular.

Make sure any bill you sign up for is done with thorough research. It may seem tiresome, but you’ll be thankful when you’re feet are up on the beach next year.

Food Shopping

Our grocery bills are also one of those things that can be significantly affected by having more mouths to feed. The average cost of a weekly food shop for a UK household is up to £89, but it can be reduced by shopping around and once again using the internet to help.

There is a bountiful of websites out there which are offering discount codes and vouchers to use in supermarkets around the country, so make sure you are taking advantage of these options when you are getting out there to shop.

There can sometimes seem to be a social stigma attached to using vouchers, but there shouldn’t be. We should take pride in finding good deals and paying less for our weekly shop when possible.

Once again, don’t think about the stress now of findings these deals. Think about the happy faces at Christmas when your hard-earned savings has helped the family to extra gifts.

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Finance

Kick High Bills To The Curb

A few ways you could lower your bills…

Nobody wants to spend all their hard-earned money on bills. But, for the average person, high bills are just an accepted part of life: something they put up with without question. The problem with this is that paying out lots of money on bills reduces your disposable income and prevents you from doing the things that you want to do with your life.

So what’s the solution? Here we’re going to take a look at some of the interesting ways you can reduce your high bills and get your outgoings under control.

Switch Energy Providers

Kick High Bills To The Curb

Energy providers operate a kind of cartel. There are only so many providers in the market, and so competition is necessarily low. Most people don’t go to the hassle of seeing whether another provider is willing to take them on for less money because they don’t think the savings will be that great.

But the market has changed a lot in recent years. Competition among price comparison websites has actually made it beneficial for many people to switch. Not only do you end up with a lower bill at the end of the month after changing contracts, but these sites will often throw in freebies to entice new customers. It’s not unusual, for instance, to receive gift vouchers for merely logging in and changing who supplies your energy.

Stop Paying For Data You Don’t Use

There are two types of phone contracts: contracts where you pay for both access to the mobile network and the handset, and deals which pay for the network only. Network-only contracts tend to be cheaper because you’re not paying off debt on the handset, but they still aren’t necessarily an efficient use of your resources. For instance, many people end up paying for data and minutes that they don’t use, and those unused data do not get rolled over or taken off their final bill. There are, however, some companies that do pay customers back when they don’t use all of their monthly allowances, providing much better value for money than standard providers.

Install Solar

Solar energy has come down in price dramatically over the last few years to the point where it’s economical in practically every location. Although it’s unlikely that solar will provide for all your energy needs, it can take up the slack for some of them, reducing the amount you are forced to rely on the grid. Pair solar with a battery and you can build up a ready supply of energy in the day and use it in the evening when you need it most.

Stop Leaving Appliances On Standby

Although the quantity of energy electronics use while on standby has gone down to negligible levels over the past decade, many other low-tech appliances haven’t followed suit. Coffee machines, for instance, can cost up to £10 a month to keep on standby. The same goes for electrically heated towel rails. These appliances are expensive to run, so use a smart plug or meter to ensure that they only operate when you need them.

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